TikTok explores peer-to-peer payments via DMs, report says

TikTok is reportedly exploring a feature that would let users send peer-to-peer payments through direct messages. The capability would rely on TikTok Pay, which is already used in Southeast Asia for TikTok Shop transactions.

Adding payments to messaging could help TikTok deepen user engagement and expand beyond entertainment into everyday financial interactions. It also signals a broader push by social platforms to blend commerce, messaging, and digital wallets into one ecosystem.